Rates effective March 20, 2013. Rates subject to change without notice.

SAVINGS ACCOUNTS
ACCOUNT	AMOUNT	DIVIDEND RATE	APY*
Shares	$500.00 - $2,499.99	0.100%	0.100%
Shares	$2,500.00 - $9,999.99	0.100%	0.100%
Shares	$10,000.00+	0.100%	0.100%
Special	$500.00 - $2,499.99	0.100%	0.100%
Special	$2,500.00 - $9,999.99	0.100%	0.100%
Special	$10,000.00+	0.100%	0.100%
Household	$500.00 - $2,499.99	0.100%	0.100%
Household	$2,500.00 - $9,999.99	0.100%	0.100%
Household	$10,000.00+	0.100%	0.100%
Christmas Club	$500.00 - $2,499.99	0.100%	0.100%
Christmas Club	$2,500.00 - $9,999.99	0.100%	0.100%
Christmas Club	$10,000.00+	0.100%	0.100%
IRA Shares	$500.00+	0.100%	0.100%
*APY Is The Annual Percentage Yield. SAVINGS CALCULATORS

SHARE CERTIFICATES
CERTIFICATE	DIVIDEND RATE	APY*
6 Month - $2,500 Minimum	0.15%	0.150%
12 Month - $2,500 Minimum	0.15%	0.150%
24 Month - $2,500 Minimum	0.15%	0.150%
*APY Is The Annual Percentage Yield. SAVINGS CALCULATORS