Rates effective August 18, 2010. Rates subject to change without notice.

SAVINGS ACCOUNTS
ACCOUNT	AMOUNT	DIVIDEND RATE	APY*
Shares	$500.00 - $2,499.99	0.250%	0.250%
Shares	$2,500.00 - $9,999.99	0.250%	0.250%
Shares	$10,000.00+	0.250%	0.250%
Special	$500.00 - $2,499.99	0.250%	0.250%
Special	$2,500.00 - $9,999.99	0.250%	0.250%
Special	$10,000.00+	0.250%	0.250%
Household	$500.00 - $2,499.99	0.250%	0.250%
Household	$2,500.00 - $9,999.99	0.250%	0.250%
Household	$10,000.00+	0.250%	0.250%
Christmas Club	$500.00 - $2,499.99	0.250%	0.250%
Christmas Club	$2,500.00 - $9,999.99	0.2550%	0.250%
Christmas Club	$10,000.00+	0.250%	0.250%
IRA Shares	$500.00+	0.750%	0.752%
*APY Is The Annual Percentage Yield. SAVINGS CALCULATORS

SHARE CERTIFICATES
CERTIFICATE	DIVIDEND RATE	APY*
6 Month - $2,500 Minimum	0.75%	0.752%
12 Month - $2,500 Minimum	1.00%	1.004%
24 Month - $2,500 Minimum	1.25%	1.256%
*APY Is The Annual Percentage Yield. SAVINGS CALCULATORS