The loan rates shown are the "Choice" rates or the best rates possible. If there are qualifying challenges (i.e. impaired credit) the rate may be higher. We will automatically qualify you for the best rate possible.

Also Available
GAP Insurance
Disability Insurance
Credit Life Insurance

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Current Loan Rates

Rates effective March 20, 2013. Rates subject to change without notice.

SIGNATURE LOANS
 
TERM
APR*
$10,000 Maximum Amount
Up to 48 Months
8.900%
 


NEW AUTO LOANS
 
TERM
APR*
100% of purchase price, including tax, license, and UWFCU insurance protection.
48 Months
2.990%
60 Months**
2.990%
72 Months***
3.500%
84 Months****
4.900%
 


USED AUTO LOANS
 
TERM
APR*
100% of Mid Kelley Blue Book, plus UWFCU insurance protection.
48 Months
2.990%
60 Months**
2.990%
72 Months***
3.500%
84 Months****
4.900%
 


MOTORCYCLE LOANS
 
TERM
APR*
New - 100% Of Purchase Price
Up to 60 Months**
7.250%
Up to 72 Months***
7.500%
Used - 90% Of Appraisal
Up to 60 Months**
7.250%
 


NEW RECREATIONAL VEHICLE LOANS
 
TERM
APR*
New - 100% of Purchase Price, including tax, and license.
Up to 60 Months**
7.250%
Up to 72 Months***
7.500%
Up to 84 Months****
7.900%
 


USED RECREATIONAL VEHICLE LOANS
 
TERM
APR*
Used - 90% of Appraisal
Up to 60 Months**
7.250%
Up to 72 Months***
7.500%
Up to 84 Months****
7.900%
 


HOME EQUITY LINE OF CREDIT
 
TERM
APR*
$100,000 Maximum Amount
Up to 240 months
Prime Variable
 


VISA CREDIT CARDS
 
TERM
APR*
VISA Choice
N/A
9.900%
VISA Classic
N/A
12.900%
VISA Classic
N/A
17.900%


SHARE SECURED LOANS
 
TERM
APR*
100% of Pledged Shares
Up to 144 Months
3% Above
Pledged Rate
 

*Annual Percentage Rates displayed are Level 1 credit scores. Individual rates may differ based on application and credit criteria.

**Minimum loan amount of $10,000 for 5 year term
***Minimum loan amount of $20,000 for 6 year term
****Minimum loan amount of $35,000 for 7 year term

NOTE: Guidelines and rates are reviewed on a quarterly basis and are to change without notice. All loans subject to approval. Rates are based on qualifying factors and are on approved credit.